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Bankruptcy Should be the Last Choice for Most People – Here’s Why

While most people believe they never want to file for bankruptcy, they don’t actually know why they believe this. While bankruptcy is right for some people there are many people who should take advantage of other alternatives. In this article, we are going to discuss some of the reasons why bankruptcy should be your last…

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How to Get Your Credit Score and Credit Reports for FREE in Canada

There are 2 main credit reporting agencies in Canada: Equifax & TransUnion. Each of them provides different services and options for free information as well as paid subscriptions. We have found that there are 3rd party services that will provide you with FREE Credit Scores and Credit Reports for both of these services. You should…

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What kind of DEBTS can be reduced?

A common question we get at Debt Medic is what kind of debts can we help people get reduced. This is not meant to be a complete list of debts but should cover most of the main debts that people have. First, let’s look at the types of debts you can include in a debt…

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Affordable Auto Payments: How to Save Money with Less Stress

Why Affordable Auto Payments Matter Buying a car is one of the most significant financial commitments many Americans make. Yet, too often, people end up with a car loan that stretches their budget too thin. Just because a lender or dealership tells you that you “qualify” for a loan doesn’t mean the monthly payments will…

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