Debt Medic – Terms of Use
Last Updated: June 2, 2025
Welcome to Debt Medic. By accessing or using our website, services, tools, or any content
provided by Debt Medic (collectively, the “Site”), you agree to be bound by these Terms of Use
(“Terms”). Please read them carefully. If you do not agree, you must discontinue use of the Site.

1. About Debt Medic
Debt Medic provides information, education, and access to debt-relief–related services. We are
not a law firm, credit repair organization, or financial advisor, and we do not provide legal,
tax, investment, or credit advice. Any decisions made using our services are your responsibility.

2. Eligibility
To use this Site, you must:
● Be at least 18 years old
● Reside in the United States or Canada
● Have the legal capacity to enter into a binding agreement
By using the Site, you confirm that all information you submit is accurate and truthful.

3. Non-Guarantee of Results
Debt relief outcomes vary based on individual financial circumstances. Debt Medic cannot
guarantee:
● That your creditors will accept a settlement
● That your credit score will improve
● Any specific amount or percentage of savings
● How long the debt-relief process will take
Your participation and cooperation are essential for any debt-relief strategy to work.

4. Information You Provide
You may be asked to submit personal, financial, or contact information. By doing so, you
consent to:
● Debt Medic collecting, storing, and using your information to provide services
● Debt Medic contacting you by phone, text, or email
● Debt Medic sharing your information with trusted partners when necessary to serve you
You confirm that all information is complete and accurate.
For full details, see our Privacy Policy.

5. Use of the Website
You agree not to:
● Use the Site for illegal purposes
● Copy, distribute, or modify content without permission
● Upload viruses or malicious code
● Attempt to access secured areas of the Site without authorization
● Use automated tools (bots, scrapers) without our written consent
Debt Medic may block or terminate access at any time if misuse is suspected.

6. Intellectual Property
All content on the Site—including text, graphics, logos, videos, software, and tools—is owned by
Debt Medic or licensed to us. You may not reproduce, republish, or commercially exploit any
content without written permission.

7. Third-Party Links and Partners
The Site may contain links to external websites or services. Debt Medic is not responsible for:
● The content of those third-party sites
● Their privacy practices
● Their accuracy, completeness, or reliability
Following any external link is at your own risk.

8. Disclaimer of Warranties
The Site is provided “as is” and “as available.” Debt Medic does not make any warranties,
express or implied, regarding:
● Accuracy or completeness of content
● Expected results from using our services
● Availability or performance of the Site
Use of the Site is at your own risk.

9. Limitation of Liability
To the fullest extent permitted by law, Debt Medic is not liable for any damages arising from:
● Use or inability to use the Site
● Reliance on information found on the Site
● Service interruptions or errors
● Actions or decisions you make based on information or services provided
This includes direct, indirect, incidental, consequential, or punitive damages.

10. Indemnification
You agree to indemnify and hold Debt Medic, its employees, partners, agents, and affiliates
harmless from any claims, damages, or losses resulting from:
● Your use of the Site
● Violation of these Terms
● Misuse of any Debt Medic services

11. Modifications to the Site or Terms
Debt Medic may update these Terms at any time. Changes will be posted on this page with an
updated revision date. Continued use of the Site means you accept the revised Terms.

12. Governing Law
These Terms are governed by:
● The laws of the province of Manitoba for Canadian clients
● The laws of the state of Delaware for U.S. clients
Any disputes must be resolved in the appropriate jurisdiction.

13. Contact Us
If you have any questions regarding these Terms, please contact:

Debt Medic
📧 support@debtmedic.ca
🌐 www.debtmedic.ca