Yes, We Are Open -- Monday-Friday -- 9am - 5pm

All health and safety processes are in place for those wishing to come in for appointments!

NOTICE: Our Office has relocated to 1317 Portage Ave


Having a lot of debt is very stressful and most Canadians don't know where to turn for advice and help.

Let the friendly staff at Debt Medic diagnose your financial situation and provide you with the best plan to eliminate your debt and elevate your financial future.

Your First Steps to Becoming Debt Free


Tell Us About Your Debt

Based on your debts we can help you determine your best strategy


Speak to a Debt Relief Specialist

Receive a free consultation with one of our debt relief specialists who will recommend your best options


Enroll in a Debt Relief Program

Our Debt Relief Specialists will help you on your path to debt relief and rebuilding your credit

Client Love


Debt Medic has helped me so much in regaining control of my finances. I no longer feel stressed due to debt and overwhelming interest payments holding me back from my savings goals! I was scared but am so glad I took the leap! Not having any credit has actually shown me how to budget and I have more savings to show for it. I no longer feel dependent on credit anymore and with the help from David and Christine at Debt Medic, I am on track to hit my financial goals which seemed impossible only 6 months ago.

Rickey Lapointe

I am Rick from Winnipeg, Manitoba. I had a debt of $65,000 and decided to seek help from Debt Medic who were able to consolidate my debt to $21,000. All thanks to Debt Medic! I am glad I went to see them and really thankful to them for helping me stabilize financially.

Len Berard

My wife and I fell into some financial difficulty and were not able to make ends meet. We went to Debt Medic and they helped turn our problems into a manageable financial solution. Kevin and David were very professional and knowledgeable. We would recommend their services on any debt solution.

Explore Your Options
at your free check-up


We will discuss...

Consumer Proposals

A legally binding agreement which stops garnishments and offers protection from creditors and debt collectors. This solution consolidates multiple debts, freezes interest charges and protects your assets. You negotiate and agree to pay a portion of what you owe, and your creditors agree to forgive the balance.

Consolidation Loans

If you have good credit you may qualify for a Consolidation Loan allowing you to pay off a number of liabilities and unsecured debts, combining them into one larger debt, usually with more favorable pay-off terms: a lower interest rate, lower monthly payment or both.

Credit Counselling

A voluntary agreement between you and your creditors to reduce monthly payments. Typically, you sign a contract with a credit counseling agency who negotiates with creditors on your behalf to lower interest, however not all creditors must participate and there is no reduction in the total principal.


Governed by the Bankruptcy and Insolvency Act, bankruptcy is a formal process whereby debtors who cannot meet their obligations sign over all of their assets—except those exempt by law—to a Licensed Insolvency Trustee (LIT). The LIT's role includes selling off those assets to satisfy outstanding debts.

Canadian Financial Statistics

  • $4,154

    This is the average amount of credit card debt that each Canadian carries according to TransUnion. 

  • $29,312

    Canadians carry $29,312 in non-mortgage debt on average, according to TransUnion, which includes credit cards, lines of credit and installment loans.

  • 169.4%

    The household debt-to-income ratio now stands at 169.4, up 23 per cent from a decade ago, and on par with what the US saw at the peak of its housing bubble. 

  • 40 Years

    Don’t forget, a credit card balance of as ‘little’ as $6,000 can take more than 40 years to pay off if only the minimum payments are made.)


Debt Medic Wealthcare Plan

Let our experienced professionals walk you through our 4-Step process...


    In your FREE Check-Up we will evaluate all your options to determine the best course of action for your situation.


    Eliminate your debts by implementing the best strategy based on your financial situation and goals.


    Online financial education tools and videos including a program to assist in training your children.


    Learn how to actively rebuild your credit score and create a successful cash flow management system.